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  Agency Enquiry

Terrorism

Protecting what matters most

Comprehensive protection tailored to your clients needs

Ark offers a flexible, robust insurance solution that provides your clients with peace of mind and protection for their most valuable assets. This comprehensive policy combines coverage with optional extensions to create a truly tailored insurance package.

Our products are expertly designed to meet the diverse needs of the policyholder, with a straightforward claims process and dedicated support from our specialist team. Help your clients safeguard what matters most with a policy that combines comprehensive protection with flexibility and value.

Target Market

The identified target market is as follows:

  • Risks not exceeding £20,000,000 any one occurrence inclusive of loss of rent and day 1 uplift

 

The product is not suitable for the following customers:

  • Religious, military or political occupancies

Main Features and Benefits

Flexible Coverage Options

  • Loss resulting from damage to any building or other property used by the Insured at the premises for the purpose of the business by an act
    of terrorism.
  • The definition of terrorism extends to include ‘sabotage’ (a subversive act or series of such acts committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes).

 

Cover includes:

  • Denial of Access including civil or military order where damage caused by an act of terrorism occurs within a 1 mile radius of the premises.
  • Loss resulting from interruption or interference with the business in consequence of closure, confiscation, requisition or sealing off of the premises or any right of way by order or action of civil or military authority as a result of an act of terrorism which prevents the use of the premises by the Insured.
  • The maximum indemnity period in respect of 1) and 2) above is 90 days.

Optional Extras

  • Loss of rent / Alternative accommodation
  • Business interruption
  • Increased cost of working

Underwritten by:

Lancashire Logo

Available via:

Target Market Statement, Policy Wording and IPID are up to date as of 20 May 2025.

Please contact Ark for the most up to date versions of the Target Market Statement, Policy Wording and IPID.

Would you like to discuss your clients needs with an underwriter?

Contact our highly experienced underwriting team on 02476 437611 or uw@arkinsurance.co.uk

Not yet have an agency with us?

At Ark, our Business Development Team is here to work alongside you—offering expert support and practical solutions tailored to your needs. Whether you’re exploring a new agency, looking to transfer a scheme or portfolio, or would simply like a face-to-face visit, our BDMs are ready to help. We’re committed to building lasting relationships and providing the personalised service that helps your business thrive.

Contact Russell Hirst on 07939442129 or 02476 437611 or by email rhirst@arkinsurance.co.uk 

Ready to apply for an agency, click here

© 2026 • Company No: 08864405

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